"People's Army" № 150 (3793) Saturday, August 18, 2007

questions about insurance output is! All car owners recently daunting responsibility for the lack of compulsory insurance of civil liability. The ground stop to check for such a policy could be no special sticker on the windshield of the car. These on-tapes planned to publish together with the policy. Now for the lack of input penalization OSGPO once again postponed. But eventually it did enter! What do those who are legally exempt from OSGPO, that is insured by the Motor Insurance Bureau of Ukraine (MTIBU), because in this case shall be given a sticker and every inspector shall have full right to stop it. Is every need makest have the right to use the vehicle without the "motor"? May personalize the glass copy of the certificate? Roman A. »Thus, in accordance with Article 13 of the Law of Ukraine on obligatory insurance of civil liability of owners of vehicles-combatants. disabled veterans, a group of disabled people who personally manage the vehicle and the people who run a vehicle belonging to an invalid group in his presence, are exempt from compulsory insurance OSHPO and damages in the insurance case, which carries MTIBU .It is important that the above category of people is not automatically insured: they are exempt from OSHPO and paying for them carries MTIBU.Photocopies of identity cards glued to the glass is required. Driver of the above categories should still get a sticker. However, because the insurance company so the owner of the vehicle does not call for him to get sticker ask yourself is MTIBU. «Barbecue" is avtivtsi friend My car is insured for the full insurance. When we traveled with "the nature", rozvertayuchys in the forest among the trees, I slightly scratched bumper. Should in this case, call emergency GA or Commissioner? Yuri D. »No matter where (in the field, in a village in the desert) insured car is damaged and how insignificant they seem to be the driver, he should perform two mandatory steps:1) apply to GA (for information on accidents, necessary to continue to receive insurance payments from the insurance company);2) call the insurance company (describe nature of damage to determine whether there is a need to arrive at the scene of accident insurance Commissioner).Please remember that appeals in the GA as, no matter how far, according to the driver's seat, there were no accidents from the nearest post: no road sections not assigned to any unit, and therefore, no such place on the road wherever policeman could not reach. If the driver is out of the way (literally: in a field or woods), then require the insurer to the insurance payment does not make sense: a trip to a place like the Ukrainian legislation automatically defined as the operation of the vehicle in places not meant for driving.However, each insurance separately? insurance company may include cases where appeals in the GA is not required. Yes, "Ukrainian Insurance House is one of the types of insurance contract that allows the insured does not apply to the SAI to obtain information on accidents in the event of occurrence was damaged coating or glass ware car. unclear "story» «One of my insured car I got in a little accident. A fright and a few scratches. My counterpart also remained virtually intact and offered to investigate themselves without insurance and traffic police, they say, why slander insurance history? Given what we agreed and the degree of fault of each, and the amount of compensation, I accepted the offer. However, I would like to clarify what this "insurance history? Alex T. »Just the term "insurance history" in the institute of insurance exists. However, each insurance company when working with a client really is some general impression of what is the client as the policyholder. Gathering information about the insured or is a time extension (continued) agreement or drafting another new type of insurance. For insurance insurance company is important: the number of insurance cases, on the customer, efficiency of provision of necessary documentation for the insurance payments, the total unprofitable customer. Counting is easy to make, comparing the general register and register of insured losses , are in each insurance company.Another thing is that Ukraine has no general registry of the insured population, which complicates the work of insurers with a customer that requested it first. By creating such a registry in a single consolidated OSGPO MTIBU now engaged. advise as to be What's the difference? gathered to buy a car. VAZ 21099 model chosen, but the friends refused, saying that there rypyt dashboard, engine and archaic designs. Instead, offer a more "advanced" VAZ 2115. I heard that AvtoZAZ have long given up the carburetor. What else besides the engine, interior and exterior, these two models differ? Dmitry V. Model2115 is a modification of model 21099. Now the difference between them almost nive-lyuvalasya. "AvtoVAZ, which produces components for the" 99th ", collected in" AvtoZAZ, held its modernization. Since 2007, the sale comes just changed Lada 21099-4, in which utensils pidkapotnoho interior space and the same with Lada 2115 engine in 1600 cm? outside update 99th has not changed.Thus, the interior of both cars the same. Both machines are equipped with power windows, dashboard with LCD odometer and daily run and allow you to adjust the wheel height. Power units in them too the same - eight valve, 1.6 liter capacity. Differ cars only external elements: wings, bumpers, bonnet, boot lid, optics, overlays on the door and threshold.Material prepared page: Roman Bakumenko answer the questions: Head of damages and settlement payments "Ukrainian Insurance House:YUSCHYK MDDeputy Head andreaytynhu and reinsurance "Ukrainian Insurance House:Adoptee OV