Accident Insurance is the right tool for minimizing undesired consequences of an unexpected event.We provide accident insurance services for accidents occurring during recreational activities at the sea or in highlands; occupational accidents; household accidents, – both for adults and children.

Insured accidents are: death, persistent disability or temporary loss of ability to work as a result of an accident.

Insurance payouts are done according to the contract terms.

Accident insurance contract procedures.

The insured person notifies the insurer about the insured accident within three days after such accident.In case of the insured person’s death resulting from the accident, the mentioned action should be taken by the insurance beneficiary or heirs of the insured person.

In order to receive the insurance payout after occurrence of the insured accident:

1.After disability or temporary loss of ability to work are determined, the insured person has to submit:

a) written request to receive the insurance money;

b) original copy of the insurance contract (insurance certificate/policy);

c) documents issued at healthcare institutions, namely:medical certificate, or a document confirming the fact of loss of ability to work (in case of such loss), issued according to applicable laws; or, for children and unemployed persons, a document confirming the fact of outpatient treatment, issued according to applicable laws.

d) act conforming to N-1 form, if the accident occurred at work;

e) document issued by the Traffic Police (GAI), if the insured condition developed due to a traffic accident;

f) documents issued by “MSEK” Health Commission about finding a disability condition (for children – finding by “VKK” Health Commission, if presence of persistent health problems was determined);

g) document confirming the identity of the insurance payout recipient;

h) other documents, on demand by the insurer, which are needed to recognize the event as the insured accident.

2.In case of death of the insured person resulting from an accident, the insurance beneficiary, or, if the insurance beneficiary is not assigned or has died, the insured person’s legal heir, – must submit:

a) written request to receive the insurance money;

b) original copy of the insurance contract (insurance certificate/policy);

c) epicrisis, discharge documents;

d) act conforming to N-1 form, if the accident occurred at work;

e) death certificate;

f) certificate of inheritance, attested by the notary public (for heirs);

g) document confirming the identity of the insurance payout recipient;

h) other documents, on demand by the insurer, which are needed to recognize the event as the insured accident.